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Customer Service

Highlights of Coverages

  • Product Overview
  • Special Coverages
  • Applications
  • Contacts

Eligible Classes:

  • Single Family Homeowners Associations (HOAs)
  • Planned Unit Developments (PUDs)
  • Condominiums Associations
Products: Property, GL, H&NO Auto & D&O
Limits: Our Package Policy wraps (4) separate policies into one. The insured obtains all the benefits of (4) separate policies, but the ease of one bill and one policy number.
  • Property:  Up To $1.5 MM
  • GL:  $1MM / $2MM
  • H&NO Automobile Liability:  INCLUDED
  • D&O:  $1MM-$5MM
Our Package offers separate limits for GL, Property, and D&O.
Carrier: “A” Rated Carriers / Admitted Paper
Territory: All 50 States
Special Features & Coverages: Our Package includes the same great D&O coverage as our monoline D&O policy:
  • Defense & Indemnity of Monetary Claims
  • Defense of Non-Monetary Claims
  • Insured Includes Directors & Officers, Entity, Property Manager, Volunteers, Committee Members, Employees & Leased Employees
  • Defense of Breach of Third Party Contract Claims
  • Defense of Failure to Maintain or Obtain Insurance Claims
  • Developers on the Board / Controlled Boards Qualify
  • Third Party Discrimination

To Obtain Quotes:

Pricing indications are provided with the submission of our application (03.2007 or current version). Quotes are subject to the receipt of a thoroughly-completed application.

To Bind Coverage:

The following items are required in order to bind coverage:

  1. A written request to bind on or before the requested effective date;
  2. A thoroughly-completed application (03.2007 or current version).

Renewals:

Please contact a member of our Renewal Department staff for policy renewal procedures:
Patty Satayathum:   psatayathum@mcgowanins.com

Patty Satayathum
Phone: (440) 333-6300 Ext. 2262
Email: psatayathum@mcgowanins.com