MyMcgowan

Become A Broker

Customer Service

Highlights of Coverages

  • Product Overview
  • Special Coverages
  • Applications
  • Contacts

Eligible Classes:

  • Apartments
  • Hotels / Motels
  • Light Industrial
  • Office Buildings
  • Office Condominiums
  • Shopping Centers
  • Strip Malls
  • Timeshares
  • Warehouses
Products: Umbrella
Limits: $1MM—$100MM
Carrier: “A” Rated Carriers / Admitted Paper
Territory: All 50 States
Required Underlying Rating: B++ / VI Or Better
Available “Follow Form” Coverages:
  • Automobile Liability
  • Employers Liability
  • Employee Benefits Liability
  • Liquor Liability
Special Features & Coverages:
  • Defense Costs Outside the Limits
  • No Shared Limits—Each Insured Receives its Own Policy & Policy Number
  • No Exclusion for Real Estate Manager
  • Aggregates Per Location

To Obtain Quotes:

Agents may use the "Quick Quote" application to obtain quick pricing and coverage indications from McGowan & Company. Firm quotations are subject to receipt of the following:

  1. A fully completed application (v2009.01.01) and any supplementals that may apply (Hotel, Apartment, Commercial, Vacant Land);
  2. A fully completed Named Insured & Location Schedule;
  3. Three years of currently-valued (generated within the past six months), hard copy, GL carrier generated loss runs.

To Bind Coverage:

The following items are required in order to bind coverage:

  1. A written request to bind on or before the effective date of coverage;
  2. A fully completed application (v2009.01.01) and any supplementals that may apply (Hotel, Apartment, Commercial, Vacant Land);
  3. A fully completed Named Insured & Location Schedule;
  4. Three years of currently-valued (generated within the past six months), hard copy, GL carrier generated loss runs;
  5. Color photographs of all buildings, including separate pictures of any pool areas. If you are unable to obtain photos, please let us know prior to binding coverage; in most cases we can obtain property photos for you.

Christina Limpert
National Program Manager
Phone: (440) 333-6300 Ext. 3633
Email: climpert@mcgowanins.com